Discover the car loan that’s right for you personally

You can expect a variety of purchase and funding options which will make your automobile buying effortless and hassle-free with competitive interest levels, discounts and versatile repayment plans. Utilize our convenient car loan calculators to compare car loan prices and terms and protect your vehicle with this repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No money straight straight down solutions
  • Discounts for recurring direct deposit of $250 or even more
  • No concealed costs, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your preferences
  • 24-hour approval of many loans
  • Terms as long as 72 months

Brand brand brand New or utilized automobile financing

No money straight straight straight down options available, discounts for recurring direct deposits of $250 or even more, with no hidden charges, expenses or very early payoff charges

2.49% – 48 Mo. – New car

No re re payments for ninety days 3

Get car loan somewhere else?Refinance with TDECU! 2

Decrease your payment per month. Discounts for recurring direct deposits of $250 or maybe more, with no concealed charges, expenses or very early payoff penalties

2.49% – 48 Mo. – brand New car

No re payments for 3 months 3

Motorcycle, boat and leisure automobile loans

Looking to purchase a bike, motorboat, RV, ATV/UTV or, to refinance financing held somewhere else 2 We have financing options for all those, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure car

No re payments for 3 months 3

Brand brand New or used automobile financing

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, watercraft and leisure automobile loans

No cash down options available, discounts for recurring direct deposits of $250 or even more, with no concealed charges, expenses or very early payoff charges

Decrease your payment per month. Discounts for recurring direct build up of $250 or higher, with no concealed charges, expenses or very early payoff charges

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you will end up confident understanding that you’ve got low-rate funding supplied by TDECU.

Finance in the dealership

TDECU financing is present straight at a huge selection of dealerships in Texas. When you get the automobile you desire, inform the dealer you prefer your loan from TDECU, complete the paperwork then right during the dealership, plus in virtually no time your loan is authorized.

Shop with Carvana

Carvana offers an showroom that is online of, top-quality automobiles. In some ticks it is possible to pick, finance, and pick-up your vehicle from their car machine that is vending have your vehicle sent to you. All by having a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators can help you calculate your instalments in order to discover the right loan for you.

choose a calculator through the list below.

Car: Just How Much Will My Car Payments Be? Automobile: How car that is much I Pay For?

Here is what you will need dominant site to offer us to begin with:

  • Work, income, and housing information
  • Amount you may like to fund (price, taxes, title, permit, and warranties, less downpayment that is any
  • Duration of the mortgage, also referred to as the word of the loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

Payment insurance and protection coverage

GAP insurance coverage

This coverage is supplemental to much of your insurance plan and certainly will help with paying any differences when considering what exactly is owed on your own car, in addition to value that is vehicle’s.

Car benefit benefit

Included within the GAP insurance coverage, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your insurance that is primary provider.

TDECU Insurance Agency, LLC

Our agency will continue to work with one to obtain the most useful motor insurance prices that won’t sacrifice protection. We are going to perform some contrast work, finding you the most readily useful protection at the greatest value.

Have actually you received a page when you look at the mail Collateral that is regarding Protection (CPI)? Click on the key below to give your evidence of insurance on line.

Car loan FAQ

Just how can being help that is pre-approved whenever I am searching for an automobile?

Whenever you are pre-approved for a car loan, it is possible to give attention to negotiating the greatest cost whenever going to the dealership. This enables you to definitely shop with full confidence, once you understand you’ll not end up getting higher level funding. Dealers have a tendency to just just take people who have pre-approved funding more really as it means you are earnestly searching for a car willing to work.

Could I be authorized for an automobile loan while having funds available the day that is same?

Quite often, you may well be authorized and funds provided the day that is same. We realize that sometimes the vehicle-buying procedure is definitely an matter that is urgent. All of us will answr fully your questions which help expedite the automobile loan application and approval procedure.

May I make extra re re re payments and spend down my automobile loan sooner than the initial term?

Yes. At TDECU, there aren’t any prepayment charges for paying down your vehicle loan prior to when your initial term. In reality, it is a terrific way to save well on interest on the run that is long!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest is going to be charged for your requirements through the initial loan date in the unpaid stability throughout the 90-day repayment deferral period. Restricted time offer.